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HERE ARE SOME HELPFUL LINKS

 THAT CONTAINS groups of links to other websites that are of interest to people in this area AND of interest to people involved in the real estate market and to those who are in the process of buying, selling, investing, etc. in real estate.

***Please notice at the bottom of this page. There is a list of WHAT LENDERS NEED FROM BUYERS.
Take a look!

     The Schmidt Team     

Tim and Nancy Schmidt Real Estate Brokers

HELPFUL LINKS

Please see below for
What Lenders Need!
and MORE.

MORTGAGE CALCULATORS CLOSING COST CALCULATOR CHECKLISTS, TIP SHEETS, & WORKSHEETS HOW MUCH WILL MY MO. PYMT. BE CALCULATOR YOUR FINANCE CENTER MULTIFAMILY MARKET UPDATES
1001 REAL ESTATE TIPS
MAKING DECISIONS
TIPS & TRICKS FOR SELLERS
REPAIR & MAINTENANCE TIPS
CARLTON SHEETS INVESTING TIPS
REAL ESTATE INVESTING
BUYING A HOME?
TAX BENEFITS OF HOMEOWNERSHIP
HOME DECORATING & GARDEN IDEAS
HOMEOWNERS INSURANCE QUOTES
1st TIME HOMEBUYERS INFO
PERSONAL FINANCE TIPS

?????

I DIDN'T KNOW THAT!!  Some little known facts about OREGON.

  • Oregon has more ghost towns than any other state!

  • Oregon & New Jersey are the only states without self-serve gas stations.

  • The State of Oregon has one city names Sisters and another called Brothers!

  • The world's shortest river - the D River in Oregon is only 121 feet long!

  • The largest living organism ever found is a honey mushroom, Armiliaria ostoyea.  It covers 3.4 square miles of land in the Blue Mountains of eastern Oregon, and it's still growing!


WHAT LENDERS NEED FROM BUYERS:
General:
*Social Security Number
*Divorce Papers
*Green Cards for resident aliens
*Employment verifications
*Two most recent paycheck stubs
*Tax returns for the last two years
*Three most recent bank statements

Assets:
*Savings accounts (balances, a/c numbers, and institutions)
*Credit union (balances, a/c numbers, and institutions)
*Mutual Funds (balances, a/c numbers, and institutions)
*IRAs or 401(k) (balances, a/c numbers, and institutions)
*Equity in current home
*Cash flows from rental properties
*Pensions or annuities
*Life insurance - the face amount and cash value
*Credit card balances
*Student loans
*Car loans
*Alimony and child support payments

**Self-employed buyers are usually subject to extra scrutiny. Be ready to provide balance sheets and
company tax returns.




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